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Do you like to garden?
You might not need a financial planner!
| In the News |
In the Baltimore Sun May 1, 2007:
"Nevertheless, financial planner Robert B. Friedland crunched some
numbers for Jim based on the few details available. Friedland assumed that
Jim ..." Click here for the full Story.
A big reason even insured people are worried about medical costs, experts say, is that employers are shifting costs to employees in the form of high co-payments and deductibles. Robert is then quoted about the changes that have occured in employer provided health plans ... (2/23/07)
http://www.aarp.org/bulletin/yourhealth/112206_pursuing_peace_of_mind.html
Washington Business Journal article about long-term care insurance.
Long-term dignity
Published: March 27, 2006
Long-term care insurance is not one of those topics that's likely to generate rousing conversations during the next cocktail reception you attend.
To continue reading, go to: http://washington.bizjournals
ABC News on Working Older Americans.
Older Americans Working Less, Study Finds
http://abcnews.go.com/Health
Versions of this story appeared all over the country, for example:
Jobless rates drop in Kansas, Missouri
Kansas City Star - MO,USA
... then realize that you don’t, then you are stuck,” Friedland said.
... Members of the Financial Planning Association of Greater Kansas City
have volunteered to ...
<http://www.kansascity.com/mld
Perspective - Boomers aging gracefully"
To view this article go to
http://www.delawareonline.com
CBS Market Watch, on the new Medicare Drug Benefit.
http://www.marketwatch.com/News/Story/Story.aspx?guid={DB343B9E-5B24-4B21-ABD9-B075C2F41690}&siteid=compuserve
National Media Continue to Herald the Benefits of:
Hourly, As-Needed Financial Planning and Advice ... The New Choice for Smart ConsumersTM
2006 Press Coverage / Media Interest
Washington Post, July 26, 2006 - In the article titled, "Finding the right adviser", the Garrett Planning Network Web site was recommended to consumers as a place to locate a financial planner who charges by the hour.
USA Today, July 17, 2006 - "Looking for a home for those graduation gift checks? Consider Roth IRA" discusses the benefits of opening a Roth IRA account with your graduation money. There are options even if you don't have the minimum investment amount allowed for a particular fund. T. Rowe Price will let you invest $50 a month until you reach the minimum, says Sheryl Garrett, founder of the Garrett Planning Network.
Los Angeles Times, July 12, 2006 - The writer of "Compensation system for many financial advisers weakens their advice on mutual funds" says that in an ideal world, the investor would pay the adviser for the advice, period, and the adviser would recommend any investment based only on what is the best for the client. Unfortunately, such arrangements are still relatively rare, although organizations such as the Garrett Planning Network have financial planner members who follow the practice.
MSNBC.com, Today Show, Jun 26, 2006 - Americans are living longer, pensions are shrinking, and Social Security is uncertain. That's why financial editor Jean Chatzky says to start saving now! Chatzky suggests enlisting the help of a financial advisor from http://www.garrettplanningnetwork.com/ to help you determine how much you need to save for retirement.Click here to read the full article.
USA Today, June 30, 2006 - USA Today called on Sheryl Garrett to try out several free online retirement calculators and to evaluate the results. Read "Retirement calculators can help you prepare for the future" for some suggested retirement calculators and Garrett's tips on how to best use each of them.
Essence Magazine, June 2006 - Sheryl Garrett, CFP®, founder of the Garrett Planning Network and editor of "On the Road: Surviving Divorce" (Dearborn Trade, 2006), provided cash flow advice on how to bounce back from a divorce. One tip she provided was to tally up your expenses and income and cut back on dining out. "Making dinner can cut the food budget by 25 percent," advised Garrett. Click here to read the article.
Los Angeles Times, June 4, 2006 - Personal finance writer, Liz Pulliam Weston, recommends an objective, experienced, fee-only financial planner to take a look at your total financial situation. She also suggests the Garrett Planning Network Web site as a source for referrals in her article titled "Investor Near Retirement Needs Professional Help."
Wall Street Journal, May 31, 2006 - Jonathan Clements column on choosing a financial planner listed the Garrett Planning Network's Web site as one of two sites to find a fee-only planner. "Go to http://www.napfa.org or http://www.garrettplanningnetwork.com/ to find a fee-only financial adviser in your area."
Minneapolis Star Tribune, May 23, 2006 - The Garrett Planning Network was suggested as a group that specializes in project-based, fee-only financial planning for average Americans. The article discussed tips on how to find trustworthy financial planners and accountants.
Kiplinger's Personal Finance, May 5, 2006 - In "5 financial basics for single parents," single parents are given ideas for how to keep their family economically stable. One of those ways, Sheryl Garrett discusses, is to secure your income. "If hiring a babysitter and taking an extra class enables you to earn an extra $5,000 a year over the course of your career, that one evening a week is definitely a worthwhile investment," says Garrett.
Top 25 Most Influential People: Investment Advisor Magazine, May 2006 - For the fourth consecutive year, Sheryl Garrett, CFP®, has been named one of the top 25 most influential people in the financial planning industry in "Making the Future Happen." Six years ago, Garrett, 43, created the Garrett Planning Network, a group of advisors who offer financial planning - not asset management - for an hourly rate that ranges from $150-$300. The network is designed to help people with middle incomes afford planning their finances. "No one should have to apologize for where they are in life," Garrett says. "If they have $4.35 or $435 million, it shouldn't matter. I charge by the hour or by the project. Everyone has questions about money and everyone has needs. You don't go into the doctor and get charged more because you weigh more." Garrett stopped seeing clients in 2004 and now helps advisors tailor their practices to the hourly model by using the templates, processes, and educational tools she provides.
Forbes.com, May 1, 2006 - Marriage & Money Part 5: Sheryl Garrett, CFP® provided advice for "Eventually You'll Retire," an article discussing the benefit for young couples to look ahead into their financial future. "At 25, age 65 and retirement sounds like something that's never going to happen," says Garrett. "Young couples need to know that compound interest is the eighth wonder of the world."
Chicago Tribune, April 30, 2006 - Sheryl Garrett, editor of "On the Road," a series of personal finance books (Dearborn, $15.95), was quoted on managing the pinch of gas and other costs.
Forbes.com, April 28, 2006 - Marriage & Money Part 6: In "College Debts," Sheryl Garrett, editor of the "On the Road" series (Dearborn Trade, 2006), made several suggestions on how to help your children fund their college education without forsaking your retirement fund.
Forbes.com, April 28, 2006 - Marriage & Money Part 5: "There are significant tax benefits to being married," says Sheryl Garrett, CFP®, founder of the Garrett Planning Network. Learn about some useful tax planning tips in "Taxing Marriages."
USA Today, April 28, 2006 - An article titled, "Many marriages today are - till debt do us part," talks about the money issues that cause strife within loving couples. In the worst cases, money can be a home wrecker, writes Kathy Chu. Sheryl Garrett, founder of the Garrett Planning Network, discussed the financial complications that marrying later in life can bring to a marriage.
Forbes.com, April 26, 2006 - Marriage & Money Part 4: "Don't leap until you know exactly what you can afford and how you'll afford it," Sheryl Garrett says regarding first home purchases. "Stretch, but don't dream impossible dreams." Learn tips for buying your first home in "The Honeymoon Cottage."
Associated Press, April 26, 2006 - In "Tools from Funds are a Good Start," the Garrett Planning Network was named as a resource for fee-only financial planners who charge an hourly rate to provide the advice you need. This article appeared in many publications across the country including the Washington Post and Los Angeles Times.
Forbes.com, April 24, 2006 - Marriage & Money Part 3: Read "Insuring the Future" to learn what Sheryl Garrett, editor of "On the Road: Getting Married" (Dearborn Trade, 2006), has to say about young couples and insurance - life, health, disability, homeowners (or renters) and auto.
Forbes.com, April 17, 2006 - Marriage & Money Part 2: In "Needs, Wants, Luxuries," Sheryl Garrett, founder of the Garrett Network, discussed budgeting tips for couples. Garrett says the key to successful budgeting is to look ahead to what you plan to spend rather than to review what you've already spent. You also must understand the difference between needs, wants and luxuries.
Forbes.com, April 10, 2006 - Marriage & Money Part 1: Sheryl Garrett, CFP® provided advice for "Talk about Money," an article discussing the need for couples to be open and honest with each other about their finances. "Many young couples are so busy being romantic that they forget to talk about anything practical like personal finance," says Garrett. "Money isn't a romantic subject, but marriage should be seen as entering into a financial as well as a romantic partnership."
CBS4Boston.com, March 29, 2006 - Reporter Sara Underwood named the Garrett Planning Network as an online resource for financial planners who offer retirement planning services. Click here to read the article.
Los Angeles Times, March 12, 2006 - To keep peace within the family when an inheritance comes, http://www.garrettplanningnetwork.com/ was suggested as a resource for competent Fee-Only financial planners who could review the situation and offer suggestions about investments.
Kiplinger's Personal Finance, March 7, 2006 - "Make a Financial Match Online" compares online financial advisor networks to see which offer the best selection and services to meet consumers' needs. The Garrett Planning Network is named as one of five resources listed in the article. To help you prepare to interview an advisor, it's important to evaluate the planner's personality, says Sheryl Garrett. "Do you feel like they listen to you? Do they answer your questions in a forthright manner?"
Motley Fool, March 2, 2006 - Sheryl Garrett was interviewed for her advice on avoiding common monumental money blunders before they occur. The article allows Garrett to point out the biggest mistakes people make during some of these major life/money situations. Click here for an excerpt from the interview.
Newsweek, February 13, 2006 - Personal Finance Writer Jane Bryant Quinn says that the more people worry about their money, the more they look for experts to help them straighten things out. Her article titled, "Money Guide: How to Pick a Planner," suggests a CFP® professional who is Fee-Only and charges by the hour. The Garrett Planning Network is recommended as a resource for this type of planner.
Wall Street Journal, February 12, 2006 - Putting too many barriers between teens and their money prevents them from learning valuable lessons, some say. "I want them to have the lure" of thinking, "I could actually get at that," says Sheryl Garrett, founder of Garrett Planning Network. Click here to read "Strategies to Help Your Teenager Save."
Virginian Pilot, February 1, 2006 - Sheryl Garrett, CFP®, founder of the Garrett Network, provided information on how to work with Fee-Only, hourly financial planners in "Choosing financial planners: Getting help for your wallet." The Garrett Planning Network was suggested as a resource for planners who charge by the hour.
Los Angeles Times, January 15, 2006 - Personal finance writer, Liz Pulliam Weston, suggests consulting an expert when making financial decisions related to retirement. She then goes on to mention http://www.garrettplanningnetwork.com/ as a source to locate Fee-Only financial planners. Click here to read the full article.
MarketWatch, January 4, 2006 - Legal experts say that couples on the brink of divorce often find their way to the attorneys' offices in January and February to start the process. An article titled "Divorce spikes in January; best strategies if you're a party," offered advice on first steps that divorcing couples should take. One of the steps mentioned is to assemble a team of advisers to aid in finding a reasonable compromise. Sheryl Garrett, CFP®, editor of the new book "Surviving Divorce" and founder of the Garrett Network said, "A good family-law attorney or a good certified divorce financial analyst or CERTIFIED FINANCIAL PLANNER™ professional is going to help you measure the value of the asset you think you want to keep."
New York Media Tour, January 1-6, 2006 - Sheryl Garrett, founder of the Garrett Network, traveled to New York for a week-long media tour to promote the new "On the Road" personal finance book series. Sheryl along with the Garrett Network received much media attention while in New York. Click here to view the January 2006 issue of the Garrett Network's e-newsletter for details of the tour.
Financial Planning Magazine, January 2006 - The unique needs and vulnerabilities of unmarried clients demand special sensitivity and an early start on later life planning. Sheryl Garrett, CFP®, founder of the Garrett Planning Network, wrote "A Plan for One," an article providing her expert advice for financial planners working with unmarried couples.
