How Do I Get Started?

Call, Email, Or Use this Website

Contact us and we will arrange for a no obligation consultation. This half hour meeting is an opportunity for us to get acquainted and for you to evaluate our approach to financial planning, saving, and investing. We will discuss what it is you would like us to do for you and once we understand the potential scope of the work, we will quote you a fee for assisting you. There is no charge for this initial meeting.

In order to make this initial meeting more effective we ask that you complete the questionnaire that is available on the Client Forms page. We will use this to help us better understand your financial circumstances and begin the process of getting to know you.

If you would like to proceed we will draw up a contract for you to review at home and provide a detailed list of the documents we will need to see in order to make specific recommendations for your plan.

How Do We Charge For Our Services?

• Developing Financial Strategies

Our fee-only, project based approach works well for both the “do-it-yourselfer” who would like us to look over their shoulder from time to time as well as for those who want comprehensive assistance. We can provide regular, on-going coaching, education, and assistance annually, bi-annually, quarterly or whenever you feel the need.

We view every engagement, long or short, as a project, and the price of the project is based on our estimate of how much time we expect to work on your project. If you prefer, we can bill you strictly based on the hours worked rather than on the quoted project price. The choice is yours.

We refuse to accept a commission or fee for any of the products you might need (i.e., insurance, mutual funds, exchange traded funds, stocks, bonds, estate plans, wills, etc.). However, we can assist you in finding or obtaining all of these products. In addition, because we are not tied to a particular brand, we are free to constantly reevaluate a broader array of product options.

• Ongoing Management of Financial Assets
  

If you would rather have a professional manage your financial assets, we do provide full-service money management. We do not, however, charge based on the dollar size of your portfolio nor do we have a minimum account requirement.

We charge a flat fee for the year, based entirely on the complexity of your holdings, your goals, and the degree to which your portfolio needs to be adjusted to meet your goals.

• Our Promise

It is important for us to remind you that undertaking the initial consultation or “get acquainted” meeting is precisely for that purpose. It is for us to get acquainted and to learn enough to provide you with a price for the work to be done. You will not be under any obligation or pressure to engage in our services at this meeting. We promise. It is important that you feel comfortable working with us.

Email us or call (301) 309-1988 to get together.