Investment Services
At Friedland Financial we provide three types of investment services for individuals.
Comprehensive Portfolio Review
Most people just want a second opinion on their investment choices. This can be accomplished by undertaking a Comprehensive Portfolio Review. We recommend that such a review be undertaken periodically, perhaps every 4 or 6 years, and certainly when you are within 5 years of financing college or retiring.
We examine all of your holdings to be sure they are appropriate diversified and allocated in a manner consistent with your time horizon and tolerance for financial risk. We also review the costs and consistency of your holdings and will make specific recommendations to help you re-balance and replace redundant, costly, or consistently poor performing choices.
Tactical Asset Allocation Monitoring Service
For those who want us to guide them over the course of the business cycle we provide an ongoing service of looking over your shoulder. This enables you to get professional to take advantage of the relative changes in asset class prices that will occur over the course of the business cycle.
This service requires a Comprehensive Portfolio Review, however.
Over the course of the business cycle we will inform you of any changes that should be made in your monthly investments or in your holdings. It does not matter where your accounts are held. Moreover, we will update our recommendations as the choices in your employers’ retirement plans change or if you change employers.
The project price is established annually, but is charged either quarterly or bi-annually.
Managing Your Investments
We do manage investments and there are no minimums. However, we require that we have discretion to make the necessary changes consistent with your Investment Policy Statement. While we might only manage a portion of your holdings, the Investment Policy Statement will be developed based on all of your holdings.
This too is an annual project price, charged quarterly.
