Retirement Plans for Employers

Qualified Retirement Plans

Qualified Retirement Plans for Employers include defined Contribution Plans, like 401(k), 403(b), and specially designed profit-sharing plans like Select Comparability and Age Weighted Designs and defined Benefit Plans including Cash Balance Plans.  We provide Full Compliance Low Cost Options that enable Plan Trustees to meet their Fiduciary Responsibilities with confidence.  Our approach will document that you have best performing, reasonably priced,  investment options available in the market.

We provide independent and full service from an Accredited Investment Fiduciary.  Our independence enables us to work with a variety of custodians, retirement plan administrators, and record keepers. Annual reviews ensure that these providers are providing you with excellent service at reasonable prices.  Many of the service providers with whom we work can also help you with other employee benefits and administrative services.

We help provide everything an employer needs to establish and maintain a qualified retirement plan, including:

  • Plan Design
  • Investment Policy Statements and regular Investment Reviews
  • Ongoing and Regular Employee Education and Information
  • Low cost investment options, including Index Funds and Exchange Traded Funds.
  • Managed funds based on the track record of the manager, not the brand name of the fund.
  • Annual due diligence on plan operations, fees, and investments.
  • Open access to plan participants
  • Full disclosure of all fees from all parties

    • Tax advantage Plans

    We also help  the self-employed individuals and smaller firms not quite ready for a qualified plan, understand your options and direct you towards appropriate service providers.  Although such plans are not Qualified Retirement Plans they still have the advantages of the deferral of taxes.  Such Tax Advantaged Plans  include SEPs, SIMPLE IRAs, and Employer Directed IRAs.